©2016 by The Law Firm of Michael A. Serrano, P.A.

CIVIL LITIGATION FREQUENTLY ASKED QUESTIONS

We know you have questions about the law, and we are pleased to provide answers. Our firm brings our extensive knowledge and dedication to the practice of law straight to you.

WHO IS RESPONSIBLE FOR PAYING FOR THE SINKHOLE DAMAGE TO MY HOME AND PROPERTY?

If you have purchased sinkhole coverage, your insurance company may be required to cover sinkhole damage to your home. However, if you did not purchase sinkhole coverage and your policy only covers catastrophic ground collapse, you may be responsible for certain repairs to your property. The laws regarding sinkhole coverage are complex and you should seek an experienced attorney to discuss your rights.

DO I HAVE ANY LEGAL OPTIONS IF MY INSURANCE COMPANY DENIES MY CLAIM?

Yes. It is not uncommon for an insurance company to deny a claim made by a homeowner. If you have filed a claim and received a denial, you may still have the right to pursue recovery against your insurance carrier. Contact a lawyer to discuss any remedies you may have against your insurance company.

HOW DOES CIVIL LITIGATION WORK?

Civil litigation begins with the filing of paperwork describing their case against the defendant. Once the defendant has been served with the paperwork, each party conducts a discovery phase, in which evidence is gathered and presented to a judge or jury. A judgment will be made based on this information and attorney arguments.

HOW LONG DOES CIVIL LITIGATION TAKE?

The length (and expense) of a civil litigation case varies greatly. Some cases can be settled before litigation, while others require lengthy trials. The complexity of the case and the actions of the parties involved will directly impact the length of civil proceedings.